About Us

About Us

The company was established in 1989 by Justin & Colin Fear after having spent many years in the insurance industry. It primarily focused on serving Bridgwater and the surrounding areas and rapidly expanded to become a reliable and trusted insurance provider in the South West. Over the years the company has expanded and invested in quality people to ensure the company is able to offer a complete range of superior products and competitive pricing.

We pride ourselves on our high service levels and forging strong client relationships which in turn provide further recommendations. Whilst our head office remains in Bridgwater, CFIS also have a sub office in Gloucester and clients that span from Birmingham, Oxford, London, Swindon, Bristol and throughout the South West. We have traditional values and develop our relationships, face to face.

Justin Fear

JustinAfter establishing the company with his father Colin in 1989, Justin has worked tirelessly to develop and expand the business whilst retaining the traditional value of Trust & Integrity which underpins everything we do. Having worked for many years in the industry it was a natural progression to form Colin Fear Insurance Services Ltd. Whilst retaining financial stability the company has continued to grow over the years under his direction and is well respected amongst insurers.

Clients have remained with the company for many years as they value his advice and knowledge of the industry.

Justin plays rugby for Winscombe RFC and is a very keen golfer with a low handicap.

Email justin@colinfear.co.uk Phone 07812 946813

Nigel Gregory

Having started his insurance career in 1987 as a Commercial Underwriter with General Accident, Nigel has been fortunate over the years to experience all aspects of the industry including Insurance Company Underwriting, Broking & Financing. This has provided a broad knowledge enabling an in depth understanding of a company’s commercial insurance needs and requirements to provide effective solutions to all trades and industry. Having retained clients that span back over 22 years is a testament to the strong client relationships and the confidence that clients have in the service provided.

Nigel is a youth Rugby Coach and Mini & Youth Chairman for his local rugby club, Old Richians RFC, Gloucester.

Email nigel@colinfear.co.uk Phone 07807 273355

Jim Westbrook

JimJim’s career started in 1969 with the insurance giant, Prudential Insurance. After an extensive period with the insurer covering all areas of insurance, moved into the broker market in 1973. Jim set up an insurance brokerage with a partner in 1974, the highly respected Westward Counties in Taunton. He took over sole control in 1985, later selling the business in 2003 to Hill House Hammond and being retained.

Jim has a comprehensive knowledge of all areas of both Commercial & Personal insurance but has specialised in the Agricultural sector. With his expertise in this field we have developed some exclusive facilities with insurers that we are able to offer existing and new clients.

Email jim@colinfear.co.uk Phone 07766 899318


“I have been insuring my vehicles with Justin at Colin Fear Insurance since 1991. When I have had to claim, the speed of service and support has been fantastic. Thank You.”

D Williams, Bridgwater


“We have been insured with Nigel for 20 years as the service provided has been first class in all areas. The knowledge and guidance has been invaluable”.

VJ, Director, Gloucester


“When I started my business, it was scary to understand what I needed to make sure I was fully protected. CFIS, explained all areas of cover, the risks my company faced to enable me to choose a bespoke policy that was not only affordable but I understood every section.”

S Jones, Taunton


After being insured with the usual Farm insurer for many years, we were not aware of how far the industry has progressed. We found Colin Fear Insurance not only very knowledgeable but able to provide a policy that was perfect fit for what we needed.”

D Johnson, Bridgwater


We have been insured with Nigel for over 7 years after an introduction from our bank. Not only did we get offered a keener premium but more important the cover provided, the knowledge and the service received since has been superb.”

KS, Director, Stroud